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Personal Checking

From young savers to college students to senior citizens, CFD offers a wide variety of accounts to meet the diversified personal needs of our community.

Opening Eligibility: To open this account, you must be 18 years of age and deposit at least $100.00.

Charges

Monthly Maintenance Fee

No Monthly Maintenance Fee will be assessed if any ONE of the following is true for this account per Monthly Statement period:

  • 10 or more completed Debit Mastercard Transactions at Point of Sale (POS)
  • 1 or more Automatic Loan Payments
  • 1 or more Direct Debit transactions
  • 1 or more Direct Deposit transactions
  • 1 or more Mobile Deposits made
  • $50 in Recurring Auto Transfer to savings account
  • $10,000 or more in average *Relationship Deposit
  • If you are 21 years of age or less / or 55 years of age or older
$5.00
CFD's environment friendly Online eStatements $0.00
Paper Statements $3.95
Foreign ATM Fees Foreign ATM refers to all non-CFD and non-MoneyPass ATMs. Up to $10.00 in Foreign ATM/Surcharge fees refunded if you complete at least 10 POS transactions $2.50
*Relationship Deposits - The Primary account holder of this account must also be a Signer & Owner on related personal accounts. Relationship accounts do not include Certificate of Deposits.

See disclosure for details.See disclosure for details.

If you close your account within three (3) months from the opening date, an Early Closing fee of $10.00 will be assessed. Please refer to our Customer Accommodation Service Fee Schedule for a listing of other fees that may apply to your account. Checks/Withdrawals are subject to our Check Clearing Policy. No checks of any kind are cashed for Non-customers.

Opening Eligibility: To open this account, you must be 18 years of age and deposit at least $100.00.

Charges

Monthly Maintenance Fee

No Monthly Maintenance Fee will be assessed if any ONE of the following is true for this account per Monthly Statement period:

  • 10 or more completed Debit Mastercard Transactions at Point of Sale (POS)
  • 1 or more Automatic Loan Payments
  • 1 or more Direct Debit transactions
  • 1 or more Direct Deposit transactions
  • 1 or more Mobile Deposits made
  • $50 in Recurring Auto Transfer to savings account
  • $10,000 or more in average *Relationship Deposit
  • If you are 21 years of age or less / or 55 years of age or older
$5.00
CFD's environment friendly Online eStatements $0.00
Paper Statements $3.95
Foreign ATM Fees Foreign ATM refers to all non-CFD and non-MoneyPass ATMs. Up to $10.00 in Foreign ATM/Surcharge fees refunded if you complete at least 10 POS transactions $2.50
*Relationship Deposits - The Primary account holder of this account must also be a Signer & Owner on related personal accounts. Relationship accounts do not include Certificate of Deposits.

See disclosure for details.See disclosure for details.

If you close your account within three (3) months from the opening date, an Early Closing fee of $10.00 will be assessed. Please refer to our Customer Accommodation Service Fee Schedule for a listing of other fees that may apply to your account. Checks/Withdrawals are subject to our Check Clearing Policy. No checks of any kind are cashed for Non-customers.

Opening Eligibility: To open this account, you must be 18 years of age and deposit at least $100.00.

Charges

Monthly Maintenance Fee

No Monthly Maintenance Fee will be assessed if any ONE of the following is true for this account per Monthly Statement period:

  • If your average Account Balance is $25,000.00 or more
  • If your average *Relationship Balance in Personal Money Market/Personal Saving account is $50,000.00 or more
$15.00
CFD's environment friendly Online eStatements $0.00
Paper Statements $3.95
Foreign ATM Fees Foreign ATM refers to all non-CFD and non-MoneyPass ATMs. Up to $10.00 in Foreign ATM/Surcharge fees refunded if you complete at least 10 POS transactions $2.50
*Relationship Deposits - The Primary account holder of this account must also be a Signer & Owner on related personal accounts. Relationship accounts do not include Certificate of Deposits.

See disclosure for details.See disclosure for details.

If you close your account within three (3) months from the opening date, an Early Closing fee of $10.00 will be assessed. Please refer to our Customer Accommodation Service Fee Schedule for a listing of other fees that may apply to your account. Checks/Withdrawals are subject to our Check Clearing Policy. No checks of any kind are cashed for Non-customers.

Opening Eligibility: To open this account, you must be 18 years of age and deposit at least $100.00.

Charges

Monthly Maintenance Fee

No Monthly Maintenance Fee will be assessed if any ONE of the following is true for this account per Monthly Statement period:

$10.00
CFD's environment friendly Online eStatements $0.00
Paper Statements $3.95
Foreign ATM Fees Foreign ATM refers to all non-CFD and non-MoneyPass ATMs. Up to $10.00 in Foreign ATM/Surcharge fees refunded if you complete at least 10 POS transactions $2.50
*Relationship Deposits - The Primary account holder of this account must also be a Signer & Owner on related personal accounts. Relationship accounts do not include Certificate of Deposits.

See disclosure for details.See disclosure for details.

If you close your account within three (3) months from the opening date, an Early Closing fee of $10.00 will be assessed. Please refer to our Customer Accommodation Service Fee Schedule for a listing of other fees that may apply to your account. Checks/Withdrawals are subject to our Check Clearing Policy. No checks of any kind are cashed for Non-customers.

Earn a competitive interest rate with no monthly maintenance fee for Daily Minimum Ledger Balance of $2,500.00 or more. The earned interest is also tiered so the more you save the more you earn!

Opening Eligibility: To open this account, you must be 18 years of age and deposit at least $100.00.

Charges

Monthly Maintenance Fee

No Monthly Maintenance Fee will be assessed if any ONE of the following is true for this account per Monthly Statement period:

$10.00
CFD's environment friendly Online eStatements $0.00
Paper Statements $3.95
Foreign ATM Fees Foreign ATM refers to all non-CFD and non-MoneyPass ATMs. Up to $10.00 in Foreign ATM/Surcharge fees refunded if you complete at least 10 POS transactions $2.50
*Relationship Deposits - The Primary account holder of this account must also be a Signer & Owner on related personal accounts. Relationship accounts do not include Certificate of Deposits.

See disclosure for details.See disclosure for details.

If you close your account within three (3) months from the opening date, an Early Closing fee of $10.00 will be assessed. Please refer to our Customer Accommodation Service Fee Schedule for a listing of other fees that may apply to your account. Checks/Withdrawals are subject to our Check Clearing Policy. No checks of any kind are cashed for Non-customers.

External Transfers

Securely transfer money between your CFD account and your accounts at other financial institutions.

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